The Process
Three Steps.
No Pressure.
Everything documented. Everything transparent. Every risk explained in writing before you decide anything.
Free Options Review
A 20-minute conversation about your home, your loan, and the price you need. No sales pitch. No obligation. If a terms sale isn't the right fit, you'll hear that in the first call.
Side-by-Side Numbers
A written comparison of a cash sale vs. a terms sale — dollar for dollar, month by month. You'll see the total cash received, the timeline, the tax implications to discuss with your CPA, and every meaningful risk in plain English.
You Decide
If you choose to move forward, every agreement is fully documented, every payment is tracked by a third-party licensed loan servicing company, and you're encouraged to have your own attorney review everything before you sign.
Honest Answers
Frequently Asked
This information is educational, not legal, tax, or financial advice. Please consult your own attorney or CPA before making decisions.
Confidential Consultation
Tell Troy about your home.
Every home — and every homeowner — is different. Share a few details and Troy will personally walk you through what a terms-based sale could look like for you. No pressure. No obligation.